Alastair James Insurance Brokers Ltd

The philosophy of Alastair James Insurance Brokers Ltd is to provide high levels of personal service to clients and to build trusted, long-term relationships.

The insurance industry has become dominated by acquisitions, with local/regional offices replaced with large scale ‘centres’.

This focus on high volume traffic has meant the personal approach can be lost, together with a full understanding of a client’s needs and potentially resulting in gaps in cover.

Our approach is different. We take time to understand your requirements, whether that’s for your personal assets with your property, contents and valuables, or business interests and professional liability as the owner of a company.

One of our core specialisms is high-value homes and contents, including fine art, antiques, jewellery and watches. Many products offered by the insurers on our panel are not available from the direct market. Most of our policies are “warranty free” and do not contain the limitations/restrictions that are found in off-the-shelf insurances; such as onerous alarm conditions, or requirements to lock your windows when you retire to bed.

Additional benefits include: -

• Free appraisal service to ensure adequacy of sums insured providing peace of mind that in the event of a claim, there can be no disputes regarding the adequacy of cover or underinsurance
• Generous alternative accommodation cover in the event your home cannot be lived in following a loss
• Cover for all your contents, including valuables, on a worldwide basis as standard, providing “All Risks” cover

Alastair, himself, is an Associate of the Chartered Insurance Institute (ACII) and Chartered Insurance Practitioner.